:root{
  --ink:#1F2124; --orange:#F5A623; --orange-d:#E0901A;
  --paper:#FFFFFF; --mist:#F7F4EF; --line:#E8E3DB; --muted:#6B6560;
  --warn-bg:#FFF6E6; --warn-line:#E0901A; --max:1120px;
  --radius:14px; --shadow:0 1px 3px rgba(31,33,36,.06),0 8px 24px rgba(31,33,36,.06);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:-apple-system,"Helvetica Neue",Helvetica,Arial,sans-serif;
  color:var(--ink);background:var(--paper);line-height:1.55;-webkit-font-smoothing:antialiased}
a{color:inherit}
img{max-width:100%;display:block}
.wrap{max-width:var(--max);margin:0 auto;padding:0 24px}
.btn{display:inline-block;background:var(--orange);color:#1F2124;font-weight:700;
  text-decoration:none;padding:13px 22px;border-radius:999px;border:1px solid var(--orange-d)}
.btn:hover{background:var(--orange-d)}
.btn.ghost{background:transparent;color:var(--ink);border:1px solid var(--line)}
.btn.on-dark{background:var(--orange);color:#1F2124}

/* header */
.site-head{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.92);
  backdrop-filter:saturate(140%) blur(8px);border-bottom:1px solid var(--line)}
.site-head .wrap{display:flex;align-items:center;gap:28px;height:68px}
.brand img{height:26px;width:auto}
.nav{display:flex;gap:24px;margin-left:auto;font-weight:600;font-size:15px}
.nav a{text-decoration:none;color:var(--muted)}
.nav a:hover,.nav a[aria-current]{color:var(--ink)}
.site-head .btn{padding:9px 18px}

/* hero */
.hero{background:var(--ink);color:#fff;padding:76px 0 84px}
.hero .brand-lockup{height:34px;margin-bottom:26px}
.hero h1{font-size:46px;line-height:1.08;margin:0 0 16px;letter-spacing:-.02em;max-width:16ch}
.hero p{font-size:19px;color:#D7D3CC;max-width:52ch;margin:0 0 28px}
.hero .cta-row{display:flex;gap:14px;flex-wrap:wrap}
.hero .btn.ghost{color:#fff;border-color:rgba(255,255,255,.25)}
.eyebrow{color:var(--orange);font-weight:700;letter-spacing:.08em;text-transform:uppercase;font-size:13px;margin:0 0 14px}

/* sections */
.section{padding:64px 0}
.section.mist{background:var(--mist)}
.section h2{font-size:32px;letter-spacing:-.02em;margin:0 0 8px}
.section .lead{color:var(--muted);font-size:18px;max-width:60ch;margin:0 0 36px}

/* product grid */
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);
  padding:26px;box-shadow:var(--shadow);display:flex;flex-direction:column}
.card .tag{color:var(--orange-d);font-weight:700;font-size:13px;letter-spacing:.04em;text-transform:uppercase}
.card h3{font-size:21px;margin:8px 0 6px}
.card p{color:var(--muted);margin:0 0 18px}
.card .rate{font-size:15px;color:var(--ink);font-weight:600;margin:0 0 18px}
.card a.more{margin-top:auto;text-decoration:none;font-weight:700;color:var(--orange-d)}

/* product detail */
.product-hero{padding:56px 0 40px}
.product-hero .eyebrow{margin-bottom:10px}
.product-hero h1{font-size:40px;letter-spacing:-.02em;margin:0 0 12px;max-width:18ch}
.product-hero p.sub{font-size:19px;color:var(--muted);max-width:56ch;margin:0 0 24px}
.two-col{display:grid;grid-template-columns:1.4fr .9fr;gap:40px;align-items:start}
.feature-list{margin:0;padding:0;list-style:none}
.feature-list li{padding:14px 0;border-top:1px solid var(--line);display:flex;gap:12px}
.feature-list li:first-child{border-top:0}
.feature-list b{display:block}
.rep-example{background:var(--mist);border:1px solid var(--line);border-radius:var(--radius);padding:22px}
.rep-example h4{margin:0 0 10px;font-size:16px}
.rep-example dl{margin:0;display:grid;grid-template-columns:auto auto;gap:8px 18px;font-size:15px}
.rep-example dt{color:var(--muted)}
.rep-example dd{margin:0;font-weight:700;text-align:right}

/* RISK WARNING (the compliance-critical block) */
.risk-warning{background:var(--warn-bg);border:1px solid var(--warn-line);border-left:5px solid var(--warn-line);
  border-radius:12px;padding:20px 22px;margin:28px 0}
.risk-warning h4{margin:0 0 6px;font-size:15px;letter-spacing:.02em;text-transform:uppercase;color:#8a5a00}
.risk-warning p{margin:0;font-size:15px;color:#5c4a2a}
.risk-warning strong{color:#3f3316}

/* trust strip */
.trust{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;text-align:center}
.trust .num{font-size:34px;font-weight:800;color:var(--ink)}
.trust .lbl{color:var(--muted);font-size:15px}

/* footer */
.site-foot{background:var(--ink);color:#C9C5BE;padding:52px 0 40px;font-size:14px}
.site-foot .brand-lockup{height:24px;margin-bottom:18px;opacity:.95}
.foot-cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:32px;margin-bottom:28px}
.site-foot h5{color:#fff;font-size:14px;margin:0 0 10px;letter-spacing:.04em;text-transform:uppercase}
.site-foot a{color:#C9C5BE;text-decoration:none;display:block;padding:3px 0}
.site-foot a:hover{color:#fff}
.legal{border-top:1px solid rgba(255,255,255,.12);padding-top:18px;color:#948F87;line-height:1.6}

@media(max-width:820px){
  .nav{display:none}
  .grid,.trust,.foot-cols{grid-template-columns:1fr}
  .two-col{grid-template-columns:1fr}
  .hero h1{font-size:36px}.section h2{font-size:26px}
}
