Credit card

The Everyday Card, with no annual fee.

55 days interest-free on purchases when you pay in full, instant spend alerts, and a rate that stays clear and simple.

Risk warning

This is a credit product. Borrowing money costs money. If you do not repay your balance in full each month, interest is charged and your debt can grow. Missed or late payments may harm your credit rating and could make borrowing more difficult or more expensive in future. Credit is subject to status and affordability checks. Please borrow responsibly.

What you get

✓No annual feeKeep the card for as long as you like at no yearly cost.
✓Up to 55 days interest-freeOn purchases, when you pay your statement balance in full and on time.
✓Instant alertsEvery transaction, the moment it happens, in the Local Co app.
✓Freeze and unfreezeMisplaced your card? Lock it in a tap and unlock it when it turns up.

Ready to apply?

Checking your eligibility takes two minutes and won't affect your credit score.

Check my eligibility